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Times have been hard. Everyone understands that. Jobs have been lost; salaries have been cut; houses have turned upside down. For many, the recovery hasn’t come fast enough or deep enough. You may have been financially hurt by the economy or you may have had a life changing event – an illness, unexpected bills or a change in your family unit that has left you in financial trouble. Maybe you just got in over your head when financial matters didn’t go as you expected.

When you are in debt, you are locked in a stressful, embarrassing position. You may be forced to make very hard choices, deciding who to pay and how to pay them. You may be constantly looking at trying to stretch the money you do have to cover the needs of your family, your necessary bills such as groceries and utilities – plus, the bills that keep piling up.

You need help. If you’re struggling with debt you cannot pay, call bankruptcy lawyer, Adam C. Rieth in Glendale, Gilbert and Queen Creek. See if bankruptcy is the option that will give you the fresh start you need with a free consultation.

Meet Our Bankruptcy Attorney

Bankruptcy Attorney Adam C. Rieth is an experienced lawyer. You will meet with him – not a paralegal or staff member – during your free consultation. He will review your financial situation and help you decide if bankruptcy is an option for you. Then, he’ll advise you on what path to take, a Chapter 7 bankruptcy or Chapter 13 bankruptcy. The no charge consultation is pressure free. All of your questions will all be answered and you are free to ask as many as you’d like. When you leave, you will have the answers and legal opinions you need to make your own decision on what is best for you.

Flat Fees Give You Affordable Help

Because no one who is facing bankruptcy wants a financial surprise, Adam C. Rieth’s bankruptcy law offices in Glendale, Gilbert and Queen Creek offer fixed rate costs. A Chapter 7 Bankruptcy starts at $595* plus an additional flat fee of $425 to cover all costs including filing fees, mandatory credit counseling classes, and credit report fees. When we say it is a flat rate fee, we mean it. Flat rate fees are also available for a Chapter 13 Bankruptcy.

How Chapter 7 Bankruptcy Works

A Chapter 7 bankruptcy is designed to give you a fresh start. It allows you to get rid of heavy debt without having to pay it back. You may have large credit card debt, medical costs and other unsecured bills and, in most cases, bankruptcy attorney Adam C. Rieth can completely eliminate these debts. Most people are able to keep their home, their car and their personal property while discharging their unsecured debt.

Getting started is as simple as calling Adam C. Rieth – your bankruptcy attorney -- at (480) 222-5662 or coming to one of his convenient offices in Glendale, Gilbert and Queen Creek. He will work with you to protect every asset or possession that can be protected. He’ll help you understand debts that can’t be discharged like child support. When your Chapter 7 bankruptcy is filed in the court, you have immediate protection from harassing phone calls and other collection attempts. You can even have those creditors call the Law Offices of Adam C. Rieth, P.L.L.C. He is there to protect you! And, Chapter 7 bankruptcy also protects your wages; they cannot be garnished. After filing, you will receive your discharge in 90 to 120 days and you can begin to rebuild both your future and your credit.

How Chapter 13 Bankruptcy Works

Commonly, Chapter 13 bankruptcy is referred to as a reorganization of your debt and finances. You need an expert bankruptcy lawyer like Adam C. Rieth to help you decide if it is right for you. A Chapter 13 bankruptcy gives you the opportunity to create a repayment plan by offering to pay your creditors all or a part of what you owe. It prevents your home from being foreclosed on and can allow you to make up for missed car or mortgage payments. It can even stop interest from being charged for local, Arizona or federal tax debts. If you have assets that you don’t want to lose, a Chapter 13 bankruptcy may allow you to keep valuable nonexempt property. The amount of repayment will be established and some of your debt may be “forgiven”. Most repayment plans span 3 to 5 years. If you comply with the plan, at the end all your remaining dischargeable debt will be dischared.

Payment Plans

Bankruptcy attorney Adam C. Rieth will help establish any necessary payment plans. That plan will be affordable for you, the client, and meet your legal obligations. The Law Offices of Adam C. Rieth, P.L.L.C. will end harassing phone calls. You have the peace of mind of referring creditors to his office while you make your payments – payments that are feasible and that fit your budget and your needs. His office will take those calls for you so you can take a deep breath and get started on a better future. It is all part of the personal service you can expect when you choose the Law Offices of Adam C. Rieth, P.L.L.C. as your bankruptcy attorney. He has convenient offices in Queen Creek, Gilbert and Glendale to make it as easy for you as possible!

What Bankruptcy is Right for You?

If you want to get rid of heavy debt without paying it back, Chapter 7 bankruptcy may be your choice. If you want to protect nonexempt property that is valuable and you can meet the requirements, Chapter 13 bankruptcy might be your option. It is important that you make the right choice! Bankruptcy attorney Adam C. Rieth is the legal expert you need to help make the correct decision. He will be your advocate throughout the bankruptcy process. He can provide bankruptcy assistance to you in three convenient locations: Glendale, Gilbert and Queen Creek. Stop the struggle – stop the worry -- and get the expert legal advice you need. Stop by one of his offices or call (480) 222-5662 today.

Chapter 13 Bankruptcy

Flat fees also available.

*$595 is for a Chapter 7, single filer and no asset case. Flat rate fee is $795 for all cases with assets.
*Prices do not include costs.